Dallas Appraiser L.L.C. wants your help and commentary on our Real Estate Blog

Title: 

A Short Lesson on Real Estate

Word Count:

493

Summary:

Where did the notion that men should buy houses for women come from? Some people say that this is based on our natural instinct. Like any other animal, parents want to protect their young for the continuation of the species. Anyway, asked that question because I wanted to know why business relating to real estate is suddenly making becoming popular. Before you had the buying and selling of properties. Now, with the widespread use of the Internet, we have real estate trading which is basically ìI

keywords: #DFW, #Tarrant, #Johnson, #Dallas, #home_appraiser, #home_appraisal, #Property_appraiser, #home_value, #real_estate_appraisal, #Appraisal, #Appraiser, #Home_size, #equity, #REO, #foreclosure, #property, #Home, #House, #Real_Estate, #Measure, #house_size, #House_square, #square_footage #hard_money, #Loan, #Mortgage, #Refinance, #subdivide, #For_sale_By_Owner

Article Body:

Where did the notion that men should buy houses for women come from? Some people say that this is based on our natural instinct. Like any other animal, parents want to protect their young for the continuation of the species. Anyway, asked that question because I wanted to know why business relating to real estate is suddenly making becoming popular. Before you had the buying and selling of properties. Now, with the widespread use of the Internet, we have real estate trading which is basically “I buy yours you buy mine” kind of arrangement.

The term real estate is used to refer to any property, which is permanently attached to land such as buildings and houses. Most people refer to it as real property but there are situations wherein the term real estate is used for the land and the building together while real property refers to the ownership rights of the land itself. On the other hand, the word real is used to categorize these properties as things as opposed to people. Records show that the idea of real estate can be traced as far back as 1666.

With the idea of personal property becoming more widespread, real estate has become a major area of business in the United States. In fact, economists claim that the reason for the recent economic slump is due to the lower revenue generated by this industry. In order for the US to get back on track, Americans need to view land and buildings as an investment.

There are many types of real estate: residential, commercial or industrial property. The most common transactions involve the buying and selling of residential properties such as apartments, condominiums and a duplex. Sometimes families who want to move to a different state finds it difficult to find dwellings on their own so they usually do a map search of the area they are moving to so as to find any houses which are either for sale or for rent. This way, they get to pick the properties they want without having to travel yet, thereby saving time, effort and money. In some cases, people contact a real estate agent who can then give them a tour of the area so that they get to see the houses and to possibly bargain for the price of the property.

In US and Canada, finding property is easy because of the existence of the multiple listing system or MLS ñ a data base wherein real estate brokers can share information about the properties their clients are planning to sell, or in some cases, planning to buy. Most people who want to buy a house usually have no idea where to start so they call a real estate broker. When you do so, the broker searches the MLS to find details about the property. At present, there are about 800 different MLS in the US with new competitors like Google Base, Craigslist and Cribfinder entering the public domain.

Title: 

Tax foreclosures property investment could be a nightmare investment

Word Count:

405

Summary:

Tax foreclosure property procedures are different in every state. Many states follow an easy and simple tax foreclosure, in the United States; there are two sorts of property foreclosure in most common law states. The schedules for auctions of the tax foreclosures properties can be obtain by approaching the office of the Clerk of the District of the area in which the mortgager owns the property.

keywords: #DFW, #Tarrant, #Johnson, #Dallas, #home_appraiser, #home_appraisal, #Property_appraiser, #home_value, #real_estate_appraisal, #Appraisal, #Appraiser, #Home_size, #equity, #REO, #foreclosure, #property, #Home, #House, #Real_Estate, #Measure, #house_size, #House_square, #square_footage #hard_money, #Loan, #Mortgage, #Refinance, #subdivide, #For_sale_By_Owner

Article Body:

The term ‘Tax Foreclosures’ is a legal procedure or process that is expected to occur if a buyer defaults on a loan or the taxes applicable on the property, which he lends for mortgage. The lender or lending institution takes back the hold of the property because of irresponsibility of the borrower in paying off dues and applicable taxes or loan applied on mortgaged property for whatsoever reasons. Therefore it is in the best interest of the borrower to pay off all the dues and applicable taxes prior to agreed period of time so as to make sure that no legal action, such as auction of his/her property in public, is taken against him/her. The most notable thing for a borrower is to that he/she must keep all the documents with him/her meeting all the terms and conditions to avoid any Tax Foreclosures in dealing with other parties in future. 

Tax foreclosure property procedures are different in every state. Many states follow an easy and simple tax foreclosure, whereby you only have to appeal the county court or maybe through processes of applications to obtain the deed to the property. Mean while, in other states, to go through the tax foreclosure property, you will have to spend most of your time in dealing with an attorney, which will consume lot of your time and waste your money. 

In the United States, there are two sorts of property foreclosure in most common law states. Using a "deed in lieu of foreclosure," the bank claims the title and possession of the property back in full satisfaction of a debt, usually on contract. In the proceeding simply known as foreclosure (or, perhaps, distinguished as "judicial foreclosure"), the property is exposed to auction by the county sheriff or some other officer of the court. 

Other states have adopted non-judicial foreclosure procedures, in which the mortgagee, or more commonly the mortgagee's attorney or designated agent, gives the debtor a notice of default and the mortgagee's intent to sell the immovable property in a form prescribed by state statute. This type of property foreclosure is commonly referred to as "statutory" or "non-judicial" foreclosure.

The schedules for auctions of the tax foreclosures properties can be obtain by approaching the office of the Clerk of the District of the area in which the mortgager owns the property. However information on such listings can also be obtained from the courthouse.

Tax Advantages of Owning Real Estate

keywords: #DFW, #Tarrant, #Johnson, #Dallas, #home_appraiser, #home_appraisal, #Property_appraiser, #home_value, #real_estate_appraisal, #Appraisal, #Appraiser, #Home_size, #equity, #REO, #foreclosure, #property, #Home, #House, #Real_Estate, #Measure, #house_size, #House_square, #square_footage #hard_money, #Loan, #Mortgage, #Refinance, #subdivide, #For_sale_By_Owner

Usually, it would be expected that the government would take money for the real estate that you own.  Since you are gaining a profit off of it for a livelihood it should work like any other job that you have.  However, you can take advantage of several tax breaks for your real estate, all which will help you with the ownership of your property.  

If you own a home, then you can also expect for it to be tax deductible.  All home related expenses and refinancing that you decide to do for your home will be a way for you to take off money at the end of the year.  You can also receive tax deductions from the mortgage interest that you pay.  If you just own a home or if you are considering home equity, you can easily find a way to break off some of what you would owe.  

When you are working on owning a home, you will be paying property taxes in your monthly payment towards your loan.  If you have been paying these taxes throughout the year, they will be deductible on your taxes.  In order to make sure this is part of the deduction, you will have to get a statement from the person who carried out the loan as well as find the interest that is connected to the property taxes that you have been paying.  

If you have to sell your home and owe tax, you can allow a request for tax relief.  This will be given to you by the IRS if they find a significant cause in selling your home.  If there are uncertain circumstances that have forced you to sell your home, than the IRS can give you some benefits in taxes.  

By finding the necessary forms and conditions, you can easily benefit by gaining tax relief with your ownership.  You can easily find how to do this by researching possibilities and finding what the categories are for getting a tax break for the year.  

Title: 

Tax Time Tips For Rental Property Investors

Word Count:

448

Summary:

While owning a rental property can be a terrific way to bring in income, those extra dollars can make things complicated when it comes to preparing a tax return.

keywords: #DFW, #Tarrant, #Johnson, #Dallas, #home_appraiser, #home_appraisal, #Property_appraiser, #home_value, #real_estate_appraisal, #Appraisal, #Appraiser, #Home_size, #equity, #REO, #foreclosure, #property, #Home, #House, #Real_Estate, #Measure, #house_size, #House_square, #square_footage #hard_money, #Loan, #Mortgage, #Refinance, #subdivide, #For_sale_By_Owner

Article Body:

While owning a rental property can be a terrific way to bring in income, those extra dollars can make things complicated when it comes to preparing a tax return.

Fortunately for the 15 million people who own rental properties in the U.S., there are ways to make tax season a little more manageable:

 Store your receipts, bills and statements during the year. This will make it much easier to locate and organize them at tax time. Create an envelope or folder for each property, and put all of your receipts in there during the year. Do the same for regular bills such as the mortgage, property taxes, insurance, utilities, etc.

 Keep good rental payment records. You probably get a lot of checks-and even cash-from your tenants during the year. It can be really hard to figure out at tax time if you don't stay organized during the year.

 Know what property each check comes from. You can record this with your bank deposits in your checkbook or a spreadsheet or rental property software.

 Use rental property software like Quicken Rental Property Manager 2.0, designed for people who own up to 10 properties and 25 total units. It makes it easier to file taxes and manage rental property income and expenses. This can help eliminate hours at the end of the year preparing for that Schedule E. Using the software, you can simply print the tax report and transfer the data to the form, give it to your accountant, or export data directly to tax preparation software like TurboTax.

 Separate security deposits from rent payments. Security deposits are not considered income if you intend to return them to the tenant, so make sure these deposits are separated from rent payments.

 Flag expense receipts. Some expenses are hard to classify properly for the IRS. When you replace the faucet in the bathroom, is that considered a repair or a capital improvement? It makes a big difference to Uncle Sam because 100 percent of repairs can be deducted this year, but capital improvements must be deducted over time. When you're not sure, flag those receipts so you can later discuss them with your accountant. Keep them in a separate place or flag them in your expense journal.

 Lastly, don't forget the mileage deduction. You probably rack up a lot of miles driving to and from your properties and those trips to the hardware store. It can be tedious to keep track of the mileage, but it really pays off since the IRS allows you to deduct about 45 cents/mile. To make it easier, use an Internet map ser-vice such as MapQuest to look up the mileage for common trips-like between your home and each property.

Title: 

Find A Real Estate Agent

Word Count:

579

Summary:

How do you find a real estate agent that will do a good job for you? Start with these tips.

keywords: #DFW, #Tarrant, #Johnson, #Dallas, #home_appraiser, #home_appraisal, #Property_appraiser, #home_value, #real_estate_appraisal, #Appraisal, #Appraiser, #Home_size, #equity, #REO, #foreclosure, #property, #Home, #House, #Real_Estate, #Measure, #house_size, #House_square, #square_footage #hard_money, #Loan, #Mortgage, #Refinance, #subdivide, #For_sale_By_Owner

Article Body:

It's easy to find a real estate agent. Just put a for sale sign in the yard and wait for the phone to ring. The question is, how do you find a GOOD real estate agent? You can start with newspaper.

Pick up the Saturday or Sunday paper - whichever day they have all the homes for sale in your area. You can also collect a few real estate guides to look through. Browse the listings to find properties similar to yours. If you are selling a cabin, you want to look for cabins for sale. If you are selling a lakefront mansion, look for those.

When you find similar properties, note the names and numbers of the agents that are selling them. The idea here is to find a real estate agent that has experience with your type of property. An agent that has all the million dollar homes may not be the best to sell your mobile home, for example. You want agents that have sold or are selling several properties like yours.

What To Ask A Real Estate Agent

 1. When you call the agents - and it's best to call several - you want to verify that they do have experience selling properties like yours. Ask for examples.

 2. Ask what they do to market a property. Any agent can place an ad and put your home in the multiple listings. Do they have existing leads - people looking for properties like yours? Do they let other agents know about your property? 

 3. Do they show their listings very often? Many agents just list real estate for sale and let others sell it for them. It's more profitable for them, but not for you. If they are a good salesperson, you want them to be going through the house with potential buyers. 

 4. Do they do their own closings? Again, it may be better for them to delegate this part of the process, but it isn't better for you. You want the same person to be there through the whole process. You want one person to call. Things go wrong all the time in real estate, so don't complicate it further by having more people involved.

Most real estate agents will probably argue these points. That's okay, but be aware that there are other things they won't tell you too. For example, did you know that open houses are primarily a prospecting tool for real estate agents? In fact, new agents (not the listing agent) are often given the job of hosting your open house, so they can find buyers to work with. It isn't expected that they will sell your house in the process.

Also understand that when you see ads for homes for sale, and they don't have prices, it is a prospecting technique. When that buyer looking for a $100,000 home calls on your $300,000 home, the agent isn't going to make him able to afford your home. The whole point was to get him to call so he could sell him ANY home. Meanwhile, other potential buyers for your home skipped over the ad - there are enough homes WITH prices to look at (insist that ads for your property have the price listed).

Trust your intuition when choosing an agent. If you don't feel comfortable with an agent, it's possible potential buyers won't either. And ask the right questions. You don't just want to find a real estate agent you like. You want to find the right agent for your property.

Title: 

3 Essential Boundaries for Mom Entrepreneurs and Their Husbands

Word Count:

697

Summary:

Following these essential boundaries will help entrepreneurial couples ease the transition to working together.

keywords: #DFW, #Tarrant, #Johnson, #Dallas, #home_appraiser, #home_appraisal, #Property_appraiser, #home_value, #real_estate_appraisal, #Appraisal, #Appraiser, #Home_size, #equity, #REO, #foreclosure, #property, #Home, #House, #Real_Estate, #Measure, #house_size, #House_square, #square_footage #hard_money, #Loan, #Mortgage, #Refinance, #subdivide, #For_sale_By_Owner

Article Body:

In the beginning, I thought it was going to be a breeze when my husband, Terry, joined me working full-time in my business.  If anyone could do it, we could!  We already had a healthy relationship built on trust and respect.  We communicated well.  We both strongly believed in what we were doing.  We understood the need to help each other with the children, keeping the house, and with the business.  We planned to allow for fluctuations in income to keep stresses over money to a minimum.  Yet I still was not prepared.

For anyone considering working with your spouse, here are 3 Essential Boundaries for Entrepreneurial Couples to help to ease your transition:

1. Clarify expectations for work/home.  

Nothing can prepare you for the blurring of boundaries and turf that occur as you transition into working together.  When you join together with your spouse, most likely, both of you have experienced success throughout your careers, and have developed your own working style.  Suddenly you have a whole new dynamic in your relationship with your spouse you must learn to work through.  I always knew that we had different gifts and talents:  Terry is very techie and he loves to write, and I am a people person who is an administrative whiz.  Even though I should have probably seen it coming, I was still surprised at the difference in our work styles.  I multi-task all day long, and he prefers to work on one project at a time.  Just like being newlyweds all over again, we had to put some effort into getting to know each other on a whole new level to be able to work well together.

Beth Butler, creator of the Boca Beth Program has some helpful tips for clarifying expectations with your spouse.  ìI make us lunch each day and we try to talk about BOCA BETH items that are pressing.  It's our time to reconnect - he works from home for the wine company he represents and I work from home sharing my passion for second language learning with young children.  A funny mix, but it works!  We talk about what each of us has planned the next day so there are no surprises - and I use that time to ask for his help.  I can't expect him to guess what I need so I have learned to be very specific.î

2. Schedule time for love.

Most entrepreneurial couples complain they have less time together than before.  It is possible to work beside your spouse in the same office all day long and barely speak on a personal level.  How difficult is it to turn off your cell phone and talk a walk with your love?  It is imperative to make it a point to schedule time for your relationship so that the business does not overtake it.  Terry and I plan ahead to sneak away for lunch or to take a break at Starbucks.  We have found if we do not take the time to schedule in these lunch or coffee dates, then they are less likely to happen as we work to meet deadlines or get a project done.  We have not yet been able to master scheduling “regular dates”, but its next on our list of priorities in order to help keep our close relationship.

 

3. Schedule time for yourself.  

It can be a shock when you suddenly have so much time with your spouse.  In your previous life, they left at 7 AM and came home at 6 PM, and then you discussed your day during dinner.  Now you spend most (if not all) of the day with them, and during dinner, there is nothing new to discuss.  Where is the time for you?  Karyn Fagan, Founder of Team Women, tells ìWe both have hobbies that we love outside of the house so we have that important away time.î 

Terry and I certainly have a long way to go as an Entrepreneurial Couple, but we have made it through our entrepreneurial “honeymoon” period.  Each day, we work together to reach our goals and dreams.  We understand when we help each other we will reach our dreams sooner, so we help each wherever its needed!

Title: 

12 Reasons To Use A Franchise Consultant

Word Count:

266

Summary:

A potential business owner that has an interest in purchasing and running a franchise would benefit from the services of a franchise consultant. A franchise consultant can provide expertise and guidance throughout the entire process.

keywords: #DFW, #Tarrant, #Johnson, #Dallas, #home_appraiser, #home_appraisal, #Property_appraiser, #home_value, #real_estate_appraisal, #Appraisal, #Appraiser, #Home_size, #equity, #REO, #foreclosure, #property, #Home, #House, #Real_Estate, #Measure, #house_size, #House_square, #square_footage #hard_money, #Loan, #Mortgage, #Refinance, #subdivide, #For_sale_By_Owner

Article Body:

A potential business owner that has an interest in purchasing and running a franchise would benefit from the services of a franchise consultant. A franchise consultant can provide expertise and guidance throughout the entire process. Listed below are 12 reasons that it is advantageous to use this service.

1. The service is free to the franchisee, with the franchiser covering the consulting fees.

2. The service is personal and confidential.

3. The consultant guides the potential franchisee through the entire process of deciding whether to become a franchisee, and how to go about it.

4. A detailed profile including an evaluation of the potential owner's experience, interests, and goals is complied in order to match the new franchisee with the most suitable opportunity.

5. Education is provided on the various types of ownership and investment options.

6. Investigation into the most suitable opportunities that are available is done by the consultant.

7. Initiation of contact with company representatives is part of the service.

8. The consultant helps to verify each company's success and track record.

9. The potential business owner saves time and money by having the experts perform research on various opportunities.

10. The consultant acts as the one-stop shop, answering questions and referring the potential owner to other resources as necessary, such as financial or legal advisors.

11. The consultant works with all types of franchises, including full-time, part-time, new units, and re-sale franchises.

12. Complications and confusion are virtually eliminated by having an expert perform these services.

Overall, a franchise consultant will help you determine if franchising is right for you and if so, what type of franchise opportunities you are most likely to succeed in.

Title: 

Buying A House - Checking Exterior Wood

Word Count:

385

Summary:

You need to be very careful before committing to the purchase of a house. If the house has wood and brick on the exterior, you need to consider the following issues.

keywords: #DFW, #Tarrant, #Johnson, #Dallas, #home_appraiser, #home_appraisal, #Property_appraiser, #home_value, #real_estate_appraisal, #Appraisal, #Appraiser, #Home_size, #equity, #REO, #foreclosure, #property, #Home, #House, #Real_Estate, #Measure, #house_size, #House_square, #square_footage #hard_money, #Loan, #Mortgage, #Refinance, #subdivide, #For_sale_By_Owner

Article Body:

You need to be very careful before committing to the purchase of a house. If the house has wood and brick on the exterior, you need to consider the following issues. 

Wood Issues 

Wood is a beautiful material, particularly when it is used on the exterior of a home. Compared to stucco and other materials, it is a wonder wood is not used more often. The reason, of course, is wood simply does not hold up as well as man made materials. If you are looking at a home with a heavy emphasis on exterior wood siding, trim and so on, here are some things to watch out for when evaluating the opportunity. 

1. The first thing to realize is the appearance of wood has almost no relevance to the condition. A perfectly good looking piece of wood trim may be infested with termites or rotting and you will never know by just glancing at it. When inspecting wood exteriors, never trust your eyes. 

2. One of the biggest issues with wood is degradation. When looking at particular areas, make absolutely sure you physically touch the wood. In fact, you are probably best off giving it a fairly good poke with a finger. In doing so, you should be looking for soft areas. Soft areas are indicative of rot in one form or another. Finding rot in one area should make you very concerned about finding rot throughout the structure. Put another way, you may want to start looking at other homes on your list. 

3. Finding soft spots in wood can be troubling, but there is something worse. If you poke or squeeze a piece of wood and dust or bits fall off, run for the care. This type of degradation is often a sign of termite problems. Termite problems should be a huge red flag for any prospective home. If you buy the house, you are going to have to tent it to kill the bugs and pay to inspect and repair the damage done by the evil little bugs. In short, you are buying a minor, but expensive, nightmare. 

Make no mistake, wood can be very attractive on the exterior of a home. Just make sure you do not rely solely on a visual inspection of it when deciding on the merits of the house.

Title: 

Buying a home? Consider Hiring an Attorney

Word Count:

492

Summary:

There are several good reasons why you should consider hiring an attorney to help you with the purchase of a home.  The money you spend on legal assistance could save you thousands of dollars later.

keywords: #DFW, #Tarrant, #Johnson, #Dallas, #home_appraiser, #home_appraisal, #Property_appraiser, #home_value, #real_estate_appraisal, #Appraisal, #Appraiser, #Home_size, #equity, #REO, #foreclosure, #property, #Home, #House, #Real_Estate, #Measure, #house_size, #House_square, #square_footage #hard_money, #Loan, #Mortgage, #Refinance, #subdivide, #For_sale_By_Owner

Article Body:

The most expensive thing most people will buy in their lifetime is the house in which they live.  In addition to being expensive and taking decades to pay for, the purchase of a house also represents one of the more complicated legal transactions most people will ever encounter.  Despite the need for contracts involving bankers, city, state and county tax assessors and other legal entities involved in the sale of land, most people never even consider hiring an attorney to assist them with the purchase of a home.  That's unfortunate, as the relatively small amount of money saved by hiring an attorney now could possibly save thousands of dollars later.

How can an attorney save you money?  By double-checking all of the terms and documents of the transaction to make sure everything is legal and proper.  Most people who buy homes don't bother to check zoning ordinances or whether or not the home or fence on their property encroaches on that of a neighbor.  An attorney can check these things along with tax issues and any one of a number of minor things that most buyers never even know to think about.

Right now in Texas, a number of homeowners who lost their homes to foreclosure are engaged in lawsuits against the company that sold them their houses.  Among the allegations in the case are suggestions that the company that sold the property did such things as:

Tell buyers with bad credit and even previous bankruptcies that they qualified for unusually large home loans.  Some of these loans had monthly payments that exceeded 50% of the buyers' monthly income.  In short, they agreed to lend buyers money that they knew the buyers could not afford to repay.

Provide buyers with mortgage documents that stated that the property wasn't being resold but was rather being refinanced by existing owners. 

Offer loan documents that contained a number of blanks which the sellers filled in sometime after closing.  Buyers were later shocked to discover that their monthly mortgage payments were much higher than they had been promised. 

Showed the buyers fraudulent appraisals that suggested that the property in question was worth 2-3 times its actual value.

A lawyer would have caught any one of these problems, had even one of the displaced homeowners bothered to hire one ahead of time.  And yet hundreds of buyers appear to have been victims of mortgage fraud because they weren't willing to spend a few hundred dollars to have an attorney look over the documents before they signed them.

Buying a house is agreeing to an obligation that can tie up your finances for decades.  It only seems reasonable that if you are going to spend hundreds of thousands of dollars on a place to live, you might want to consider spending hundreds of dollars to make sure that the terms of your purchase are legal and reasonable.  A little money spent now could save you a lot of money later.

Title: 

Buying A Home - What Is That Noise!?!

Word Count:

304

Summary:

You have found the perfect home, closed escrow and just finished moving in. As you happily fall asleep, all seems well in the world. An hour later, you bolt up in bed to an ear splitting sound. All is no longer well in the world.

keywords: #DFW, #Tarrant, #Johnson, #Dallas, #home_appraiser, #home_appraisal, #Property_appraiser, #home_value, #real_estate_appraisal, #Appraisal, #Appraiser, #Home_size, #equity, #REO, #foreclosure, #property, #Home, #House, #Real_Estate, #Measure, #house_size, #House_square, #square_footage #hard_money, #Loan, #Mortgage, #Refinance, #subdivide, #For_sale_By_Owner

Article Body:

You have found the perfect home, closed escrow and just finished moving in. As you happily fall asleep, all seems well in the world. An hour later, you bolt up in bed to an ear splitting sound. All is no longer well in the world.

An Unholy Racket

If you saw the movie ‘My Cousin Vinny’, you know what I am talking about. For those that have not, the movie centers on a lawyer, Vinny, who comes to the south to defend his nephew against criminal charges. Every evening, Vinny goes to sleep only to be awoken by some blasting noisy. When house hunting, you need to make sure you do not get ‘Vinnyed.’

When you find an area or home you like, make absolutely sure you drive the area looking for any potential noise producers. Roll down the window, turn off the radio and just listen. You might be surprised at what you hear.

If you run across railroad tracks, you better figure out how close they are to your prospective home. Make sure you are near the house when a train goes by, so you can get the full effect. While trains and plains are obvious sources of noise, you also need to consider more subtle situations.

Weekend vs. Week Days

Many homebuyers look at houses early on Saturday and Sundays. This makes sense since you have to work for a living, but it can result in some nasty surprises. The characteristics of a neighborhood on weekends are entirely different than during week days. Make absolutely sure you check out the property during both time periods. To guard against ‘partying’ neighbors, make sure you check the area during evenings as well.

They say home ownership brings peace of mind. Check your neighborhood to make sure this cliché will apply to you!